A THRIFTY distinct mum has managed to blag all her Christmas presents for chargeless application coupons and cashback websites.
Annemarie Gregory, 40, acclimated to splurge £400 on presents – but hasn’t spent a penny on Christmas arcade for the accomplished four years, by application cashback websites whenever she shops.
The civilian servant, from Blackpool, Lancs, alike managed to amusement her babe Isabella, 12, to a appropriate cruise to London’s Harry Potter flat bout with the money she adored – as able-bodied as accepting her a chargeless Fitbit for Christmas.
Overall, she reckons she’s adored “hundreds, if not bags of pounds” and says she struggles to pay full-price for annihilation these days.
Annemarie said: “I’ve adored hundreds, if not bags of pounds over the years.
“I would commonly absorb about £400 at Christmas on ability for my family, but now I absorb nothing.
“I use cashback websites, area you can accomplish money aback on things you buy, for annihilation and aggregate – alike takeaways.
“Even if I abandoned save a brace of pence, I anticipate it is account it. Every penny adored will go appear article else, and it anon adds up.
“I get a absolute fizz from it because it’s money I commonly wouldn’t be saving.”
I would commonly absorb about £400 at Christmas on ability for my family, but now I absorb annihilation
Divorcee Annemarie explained that, while she has consistently had an eye for a bargain, she started to booty couponing added actively about bristles years ago, blockage for bargains online aboriginal affair every morning.
She uses sites such as Martin Lewis Money Extenuative Able and Facebook groups like Ashleigh Money Saver to acquisition the best deals.
Annemarie additionally raked in on adherence cards and had her aboriginal chargeless Christmas in December 2015.
She said: “I do a lot of arcade in the January sales, afresh stick aggregate in the attic accessible for the afterward Christmas.
“I additionally accept a Boots advantage card, which I save credibility up on throughout the year, afresh use them to buy allowance sets for presents.
“Then I will attending at supermarkets that accept deals on, accomplish a agenda and accomplish abiding to go there.
“I additionally use websites like vouchercloud.com, which offers discounts on endless of things, to try and aces up bargains.
“Amazon additionally column lightning deals aboriginal in the morning, so you accept to be quick. I already got a gaming keyboard for £7 bottomward from £35.”
Even if I abandoned save a brace of pence, I anticipate it is account it. Every penny adored will go appear article else, and it anon adds up
Annemarie swears by arcade through cashback websites like TopCashback, rather than activity anon to retailers.
By arcade there, she gets money aback on aggregate she buys – which she either puts abreast for Christmas or converts into vouchers, to accord as gifts.
She said: “I’ve adored all this money basically for free, aloof accomplishing what I would commonly do, but affairs through cashback websites instead of activity direct.
“I’ve been able to save up throughout the year so I can absorb the money on Christmas.”
Over the accomplished year, Annemarie’s fabricated £150 through TopCashback alone.
She said: “I withdrew this via the TopCashback accolade wallet, which gave me an added 10 per cent benefit on a allowance card, which I could afresh accord to my daughter.
“The blow I withdrew as Love2Shop vouchers, which can be acclimated at endless of altered aerial artery stores. I got a six per cent benefit from the armpit for accomplishing it this way rather than abandoning the cash.
“This year, my babe has asked for a Fitbit, which would commonly amount over £100.
“I can use my cashback extenuative of £10, and afresh I begin a abatement cipher to get addition £10 off.
“I’ll afresh absorb the money I’ve adored throughout the year on the blow of it, so I’m about accepting it for free.”
It is a bit of an attraction – I anticipate it’s absolutely addictive
Annemarie will buy abutting year’s Christmas cards in the January 2020 sales, at a 70 per cent discount, and chase for allowance sets to be acclimated as presents.
Last January, she bagged a adorableness artefact allowance set account £50 for aloof £11.50, as able-bodied as a Nintendo Switch amateur console, New Attending allowance card, babyish clothes and a Yankee Candle – all paid for with adherence cards.
“I additionally aces up little arrangement allowance sets to accomplish hampers for the abandoned accumulating at the bounded aliment bank,” she said.
“I accept a Debenhams card, so I will consistently attending there for a dress for my Christmas do. This year I begin one for £36 discounted from £45. I acclimated £23 I’d adored in vouchers so got it for £13.
“Now the abandoned affair I accept to buy is the Christmas dinner. It makes a huge difference.”
Annemarie’s top tips
1) Sign up to the Top Cashback website and bethink to go through it whenever you are planning to boutique
2) Use agenda cipher websites and analysis newspapers alms codes
3) Follow abatement groups on amusing media and analysis them aboriginal affair in the morning
4) Hit the January sales and banal up.
5) Don’t be abashed to ask sales administration if you see things on the boutique attic – they ability be in the action of discounting them
Annemarie is agog to accent she’s “savvy rather than tight” and says her ancestors adulation her arrangement hunting attraction – because she sniffs out deals for them too.
“I get affronted if I anticipate I’ve absent out on article alike if it’s aloof a brace of pounds,” she explained.
“It is a bit of an attraction – I anticipate it’s absolutely addictive. I apparently absorb about an hour a day attractive online for discounts, but you do accept to be savvy.
“Sometimes I will see article has gone bottomward from £50 to £25, but afresh I apperceive it will go bottomward afresh so I’ll wait.
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“If I buy article at abounding price, and the afterward anniversary it’s in the sale, I will booty it aback and get it refunded at the aboriginal amount amount afresh buy it reduced.
“A lot of it is actuality in the appropriate abode at the appropriate time.”
At the adverse end of the spectrum, this mum spent £400 on blithe account for her son BEFORE Christmas — including his own timberline and three appearance calendars.
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