A woman who has blagged Christmas for free, has appear how acquisition coupons and vouchers throughout the year accustomed her to cut her spending.
Annemarie Gregory, 40, from Blackpool, Lancashire, who would splurge an boilerplate of £400 on ability alone, has been wrapping up Christmas afterwards spending for the accomplished four years.
The mother-of-one has been acrimonious up heavily discounted ability throughout the year and application cashback websites whenever she spends, in alertness for the anniversary holiday.
She alike managed to amusement her babe Isabella, 12, to a special cruise to the Harry Potter flat bout in London application the money she’s adored – which she estimates to be ‘hundreds, if not bags of pounds.’
Annemarie Gregory, 40, (pictured) from Blackpool, Lancashire, appear how couponing has enabled her to get Christmas for chargeless for the accomplished four years
Annemarie’s money extenuative methods accept alike covered the amount of demography her babe Isabella, 12 (pictured) to a Harry Potter flat bout for a arrangement amount
The civilian assistant is so money-savvy that she admits she finds it difficult to pay abounding amount for anything.
She said: ‘I anticipate I’ve adored hundreds, if not bags of pounds over the years. I would commonly absorb about £400 at Christmas on ability for my family, but now I absorb nothing.
‘I use cashback websites, area you can accomplish money aback on things you buy for annihilation and aggregate – alike takeaways.
‘Even if I abandoned save a brace of pence, I anticipate it is account it. Every penny adored will go appear article else, and it anon adds up.
‘I get a absolute fizz from it because it’s money I commonly wouldn’t be saving.’
Annemarie, who is divorced, appear she’s consistently had an eye for a arrangement but didn’t alpha demography couponing actively until about bristles years ago, aback she began blockage online aboriginal affair in the morning to see if there were any offers.
Soon afterwards communicable the money-saving bug, she began application sites such as Martin Lewis Money Extenuative Expert and Facebook groups like Ashleigh Money Saver to acquisition the best deals.
She additionally acclimated adherence cards so that if there was a bound ages she would still be able to save.
Annemarie (pictured with Isabelle) who began demography couponing actively bristles years ago, swears by arcade through cashback websites
After about a year, her thoughts angry to how she could use her newfound chaplet of acumen to affluence the amount of the blithe division and she had her aboriginal chargeless Christmas in December 2015.
And for the accomplished four years, she has acquired all of her Christmas presents for free.
She continued: ‘I do a lot of arcade in the January sales, afresh stick aggregate in the attic accessible for the afterward Christmas.
‘I additionally accept a Boots advantage card, which I save credibility up on throughout the year, afresh use them to buy allowance sets for presents.
‘Then I will attending at supermarkets that accept deals on, accomplish a agenda and accomplish abiding to go there, and I additionally use websites like vouchercloud.com, which offers discounts on endless of things, to try and aces up bargains.
‘Amazon additionally column lightning deals aboriginal in the morning, so you accept to be quick. I already got a gaming keyboard for £7 bottomward from £35.’
One tip Annemarie swears by is arcade online through cashback websites, such as TopCashback, rather than activity anon to a retailer.
This way she receives money aback from aggregate she buys – generally a allotment of the absolute amount paid.
The mother-of-one afresh either puts this money aside, or converts it to vouchers, which she will accord as ability in themselves, or use them to buy her Christmas presents.
She said: ‘I’ve adored all this money basically for free, aloof accomplishing what I would commonly do, but affairs through cashback websites instead of activity direct.
Annemarie (pictured with Isabella) said she affairs to use her accumulation from this year to allowance her babe with a Fitbit
‘I’ve been able to save up throughout the year so I can absorb the money on Christmas.’
Last year, Annemarie managed to account £150 through TopCashback alone.
She continued: ‘I withdrew this via the TopCashback accolade wallet, which gave me an added 10 per cent benefit on a allowance card, which I could afresh accord to my daughter.
‘The blow I withdrew as Love2Shop vouchers, which can be acclimated at endless of altered aerial artery stores. I got a six per cent benefit from the armpit for accomplishing it this way rather than abandoning the cash.
‘This year, my babe has asked for a Fitbit, which would commonly amount over £100.
‘I can use my cashback extenuative of £10, and afresh I begin a abatement cipher to get addition £10 off.
‘I’ll afresh absorb the money I’ve adored throughout the year on the blow of it, so I’m about accepting it for free.’
Annemarie (pictured with Isabella) affairs Christmas months in advance, affairs cards in January and purchasing ability while they’re arrangement throughout the year
Thinking ahead, Annemarie will buy her Christmas cards for abutting year at 70 per cent off in January 2020, and coursing in the sales for allowance sets to be acclimated as presents.
By accomplishing the aforementioned affair in January aftermost year, she bagged a adorableness artefact allowance set account £50 for aloof £11.50, additional a Nintendo Switch amateur console, a New Attending allowance card, babyish clothes and a Yankee candle – all paid for with adherence agenda points.
‘I additionally aces up little arrangement allowance sets to accomplish hampers for the abandoned accumulating at the bounded aliment bank,’ she added.
‘I accept a Debenhams card, so I will consistently attending there for a dress for my Christmas do. This year I begin one for £36 discounted from £45. I acclimated £23 I’d adored in vouchers so got it for £13.
‘Now, the abandoned affair I accept to buy is the Christmas dinner. It makes a huge difference.’
Annemarie (pictured with Isabelle) said allotment is absolutely addictive, if an account she bought abounding amount goes into the auction she will acknowledgment it and buy afresh for the lower cost
Describing herself as ‘savvy rather than tight,’ she joked that her ancestors adulation her bargain-hunting obsession, because she will detect out deals for them, too.
She said: ‘I get affronted if I anticipate I’ve absent out on article alike if it’s aloof a brace of pounds.
‘It is a bit of an attraction – I anticipate it’s absolutely addictive.
‘I apparently absorb about an hour a day attractive online for discounts, but you do accept to be savvy.
‘Sometimes I will see article has gone bottomward from £50 to £25, but afresh I apperceive it will go bottomward afresh so I’ll wait.
‘If I buy article at abounding price, and the afterward anniversary it’s in the sale, I will booty it aback and get it refunded at the aboriginal amount amount afresh buy it reduced.
‘A lot of it is actuality in the appropriate abode at the appropriate time.’
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